A short sale can be one of the best options for many homeowners. In the past, it was a route primarily for borrowers who were in financial strain. This is no longer the case as new legislation has allowed for more people to take advantage of this type of transaction. YOU MAY NOT NEED TO BE IN ANY KIND OF FINANCIAL STRAIN TO EXECUTE A SHORT SALE! 

Did you buy your home in 2004, 2005, or 2006?

Are you in a Pay Option, MTA, or Negative Amortizing Loan Product?

Are you having trouble making your payments? Are you facing foreclosure or bankruptcy?

If you owe more on your home than what you can sell it for, and you need to sell, you need to Short Sale your home.  Many homeowners would need another historic real estate boom in order to ever get out of being upside down. Some analysts say that it will be 10-12 years before values will again rise to 2005 prices.

  A Short Sale in Michigan can take up to 6 months to complete, so you need to get started now. 

1.  Gather your mortgage documents
2.  Download the short sale package on the right of the screen
3.  Call Debby Poronto at 586-822-1266 to get your house listed.

I am a Short Sale Specialist, and have closed Short Sales in Macomb County, Oakland County, and Lapeer County.  I can help you get your house sold by working with a team of professionals to help you with the process and negotiate for you.  In many cases, it is free for you, and we can help you save your credit score.  There are no up front fees, so it is easy to get started.

Don't start missing your payments, call me first.  If you have missed your payments, I can still help you, but we need to act fast.  
 

A short sale is one of the best ways to avoid foreclosure. Lenders would much rather approve a short sale than foreclose on a property and take it into REO (Real Estate Owned). Foreclosure proceedings can cost as much as $75,000 to a lender.