Buying Services for Home Buyers

Congratulations! You have decided to purchase a home, or are thinking about buying one. As a Remax Realtor I spent my first years as a Buyer's Agent so I know how important it is to look out for your best interests. Macomb and Oakland County are my specialty--and I can help you find the right home. You'll be joining the ranks of thousands of families in Southeastern Michigan who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

It's a Buyer's Market!

Definitely call me first when you see a property that interests you. I am centrally located between Macomb and Oakland County, and in most cases, can show you the property you're interested in that same day! When you call me I can provide you with information on recent comparable sales and represent your best interest. In most cases we can even determine what the current owner paid for the property and when. I can help you purchase the home at the best possible price and terms and negotiate on your behalf...all at no cost to you! Does that sound like something you'd like?

Questions? I Love 'em! Remember, there is no stupid question.
Call Me Direct (586) 323-4345

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Below, select desired reports and complete the form provided.

		Buying Your First Home? Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		Harmonious Homebuying Learn how to find a buyer's agent and why you should have one.
		Avoid The Most Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		How Not To Pay Too Much For Your Home This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		A Smooth Home Purchase in Six Steps Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible


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Pay off your 30-year mortgage in only 17 years!
. . . save $97,000 with $200 each month

Buy a home with a thirty-year mortgage, and you'll make your last payment in the year 2030. Borrow $120,000 on a $150,000 home for thirty years at 8.0%, and you will have paid $196,994 in interest alone. Want to reduce the interest you pay over the term of your loan? Want to own your home "free and clear" in half the time? Don't "pay by the rules!"

Although your mortgage may pay out over thirty years, interest is charged at a "simple" rate, on only the principal balance owed each month. The monthly payments represent the minimum due each month, and any additional amounts paid are applied directly to the principal balance.

For example, payments on an $120,000 mortgage are $880.51 per month. Of the first monthly payment, $800.00 is interest, and only $80.51 is applied to principal. If an additional $100 was paid each month, it would all be applied to principal, resulting in a faster reduction of the principal balance. What's the impact of paying an extra $100 each month? The loan will be paid in slightly over 21 years. The net savings? $67,080!

Pay $200 more each month, and the savings escalate dramatically, and the mortgage evaporates in less than 17 years, saving you over $97,000. Voila! You have a financial opportunity you may not have known even existed.

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